10987 Sw 86th Terrace

OCALA, FL
$ 184,900 Beds 2 Baths 2 Sq 1,432 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to Oak Run! This community isn’t just where you live, it’s where life happens. Come see why this home in Oak Run is where your next chapter awaits! This Magnolia 2-bedroom split floor plan is a favorite among buyers! Each bedroom is considered a master bedroom with its own private bath and large master closets. Once you arrive you will be enchanted by corner lot, the view and spaciously covered front porch to have a place for your morning coffee. Step into the home and discover an inviting open concept of the Living & Dining Room that enhances the sense of space and comfort. You will notice the combination of carpet and laminate (wood-like) flooring throughout the home and tile in both bathrooms. The Primary Master bedroom is located on the right side of home with a bay window that brings in plenty of light. Hallway with sliding doors for closet on both sides, door at the end of hallway leads to Master bath with double vanity, tub and shower combo. Bathroom door open to Living Room with Kitchen entry on right. Kitchen has dome lighting and fan, upgraded appliances, plenty of cabinet storage, tile countertop and back splash and waterproof luxury vinyl plank flooring. Next to the Kitchen is the Dining Room with a pass-through window to the Kitchen. Left side of Living room you will see the second Master Suite with walk in closet, sliding doors to Family Room, hallway with a single vanity & mirror for makeup/dressing area, door to single vanity with step in shower. Sliding Doors off Living Room to Florida Room. This room can be used for relaxing in, watching Sunday football or just reading or me time. Exit door to backyard to a concrete stone patio for entertaining those evenings with cookouts or relax and enjoy a glass of wine overlooking your private and pristine landscaping backyard. (HOME IS COMPLETELY VACANT NOW AND READY FOR NEW OWNER)

Active

  • Price
  • $ 184,900
  • City
  • OCALA
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • Marion
  • Half Bathrooms
  • 0
  • Area
  • Ocala
  • Lot Size
  • 0.16 Acres
  • Zip
  • 34481
  • Sqr Footage
  • 1,432
  • Year Built
  • 1987
  • Taxes
  • $ 2884
  • Style
  • Single Family Residence
  • MLS#
  • OM713507
Listed By: RE/MAX FOXFIRE - HWY200/103 S with 352-479-0123. - 352-479-0123
Data Source: Stellar MLS

Features

General

Sewer Public Sewer
Heating Electric,Heat Pump
Cooling Central Air
Utilities Cable Connected,Electricity Connected,Water Connected
Roof Shingle
Appliances Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
Zoning PUD
HOA Fee 146.44
Garage Spaces 2
Construction Materials Vinyl Siding,Wood Frame
Pets Allowed Cats OK,Dogs OK,Number Limit
Year Built 1987
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Community Features Deed Restrictions,Dog Park,Fitness Center,Gated Community - No Guard,Golf Carts OK,Golf,Pool,Restaurant
Assoc Fee Paid Per Monthly
County Marion
New Construction false
Property Type Residential
Association Amenities Basketball Court,Cable TV,Clubhouse,Fitness Center,Golf Course,Pickleball Court(s),Pool,Recreation Facilities,Shuffleboard Court,Tennis Court(s)
Attached Garage true
Subdivision Name OAK RUN - NEIGHBORHOOD #2
Facing Direction West
Garage Y/N true
Total Rooms 6
Full Baths 2
Status Active
Directions West 200 to Oak Run Main Entrance - Turn Left on SW 110th Street (traffic Light) into Oak Run - check in at Guard Machine (have your License Ready) continue on Turn Left on SW 86th Ave - Turn left on SW 109th Place – At Stop Sign Turn Left on SW 109th Lane - Turn Right on SW 86th Terrace - Home is on Right Corner (10987 SW 86th Terr)
City OCALA
Association Name Tanya Sappleton
Senior Community Y/N true
MLS Area 34481 - Ocala
Lot Size Units Square Feet
Lot Size Square Feet 6970
Carport Y/N false
Listing Terms Cash,Conventional,VA Loan
Land Lease Y/N false
Tax Annual Amount 2884.54
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 10
Legal Description SEC 36 TWP 16 RGE 20 PLAT BOOK Y PAGE 024 OAK RUN NEIGHBORHOOD 2 BLK E LOT 10
Minimum Lease 6 Months
Water Access Y/N false
Monthly HOA Amount 146.44
Additional Rooms Florida Room
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Yes

Interior Features

Interior Amenities Ceiling Fan(s),Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Split Bedroom,Walk-In Closet(s),Window Treatments
Flooring Carpet,Laminate,Luxury Vinyl,Tile
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Laundry Features Electric Dryer Hookup,Gas Dryer Hookup,In Garage
Total Bedrooms 2
LivingAreaSource Public Records
Total Baths 2

Exterior Features

Exterior Amenities Rain Gutters
Water Source Public
Lot Size Area 6970
Foundation Details Slab
Building Area Total 2104
Lot Dimensions 81 x 88
Lot Size Acres 0.16
Road Surface Type Asphalt,Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Builder Model Magnolia Model

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cape Coral, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

12/19/2025 Listed $223,500
2/21/2026 4% - $213,500
6/3/2026 4% - $204,900
6/25/2026 5% - $194,900
8/26/2026 5% - $184,900

Property vs Zip Code Average in 34481

Price
AVG $370K
$180K
Taxes
AVG $2,793
$2,884
Year Built
AVG 2013
1987

10987 Sw 86th Terrace OCALA, FL is a Single Family Home for sale at $184900 with 1432 sqft and a lot size of 0.16 Acres Acre(s). 10987 Sw 86th Terrace OCALA has 2 bedrooms, 2 baths and was built in 1987. The property's zip code is 34481 which is in OCALA, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.