1540 Stone Trail

DELTONA, FL
$ 479,500 Beds 4 Baths 3 Sq 2,062 Virtual Tour
Monthly Estimate* How much can I afford?

Stunningly upgraded and move-in ready, this solid block WATERFRONT home in Stoney Island has been completely reimagined from top to bottom with quality craftsmanship and attention to detail. Major updates include a brand-new roof, ice-cold A/C system, new water heater, and fully updated plumbing—all completed properly with permits and inspections already passed. Inside, no expense was spared. The home features quartz countertops, full LED lighting, real wood cabinetry, and a brand-new kitchen outfitted with high-efficiency appliances. The spa-inspired bathrooms showcase elegant walk-in showers, creating a relaxing retreat right at home. The open, functional layout flows seamlessly into a spacious backyard—perfect for entertaining or unwinding in a peaceful setting. The upgraded marble-toned driveway adds both curb appeal and long-term durability with low maintenance. And the location? Truly the highlight. Situated directly on the St. Johns River, this property offers waterfront living with access all the way to the open ocean, plus a private dock for your convenience. Tucked away as a hidden oasis, yet ideally located with easy access to both Daytona Beach and downtown Orlando in under 40 minutes. Experience the one-of-a-kind lifestyle that Stone Island has to offer—a golf cart–friendly community nestled along the north shore of Lake Monroe. Residents enjoy exclusive amenities including a private boat ramp with lake access, equestrian stables, tennis and pickleball courts, a playground, and a cozy community fire pit. Rich in history and charm, Stone Island sits just across the water from Sanford, offering both tranquility and convenience. It’s easy to see why this sought-after neighborhood has become such a beloved place to call home. Homes offering this level of renovation, location, and value are rare. Schedule your showing today and experience it for yourself.

Active

  • Price
  • $ 479,500
  • City
  • DELTONA
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Volusia
  • Half Bathrooms
  • 0
  • Area
  • Deltona / Enterprise
  • Lot Size
  • 0.41 Acres
  • Zip
  • 32725
  • Sqr Footage
  • 2,062
  • Year Built
  • 1981
  • Taxes
  • $ 3795
  • Style
  • Single Family Residence
  • MLS#
  • O6402804
Listed By: with . - 407-637-5079
Data Source: Stellar MLS

Features

General

Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Electricity Available,Electricity Connected,Sewer Available,Sewer Connected,Water Available,Water Connected
Roof Shingle
Appliances Dishwasher,Microwave,Range,Refrigerator
Zoning 01R3
HOA Fee 660
Garage Spaces 2
Construction Materials Block,Stucco
Pets Allowed Yes
Year Built 1981
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Waterfront,Canal - Freshwater
Community Features Community Boat Ramp,Water Access,Waterfront,Stable(s),Playground
Assoc Fee Paid Per Annually
County Volusia
New Construction false
Property Type Residential
Association Amenities Playground
Attached Garage true
Subdivision Name STONE ISLAND ESTATES UNIT 03
Facing Direction South
Garage Y/N true
Total Rooms 3
Full Baths 3
Status Active
Directions Use exit 108 (Debary) Turn left onto Debary Ave at exit. Turn Right on Main Street. Stay on Main St as it curves along Lake Monroe. Turn right onto Stone Island Rd. Turn right onto Stone Trail
City DELTONA
Association Name Wes Whited
Senior Community Y/N false
MLS Area 32725 - Deltona / Enterprise
Lot Size Units Square Feet
Lot Size Square Feet 18054
Carport Y/N false
Listing Terms Cash,Conventional,FHA,VA Loan
Land Lease Y/N false
Tax Annual Amount 3795.66
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 24
Legal Description PARCEL BEING 120 FT ON STONE TRAIL & 164 FT ON E/L AKA LOT 24 STONE ISLAND ESTS UNIT NO 3 UNREC NO 230 PER OR 2170 PG 0696 PER OR 4798 PG 0180 PER OR 8309 PG 0971 PER OR 8494 PG 4064 PER OR 8733 PG 0325
Water View Canal
Water Access Type Canal - Freshwater
Minimum Lease No Minimum
Water Access Y/N true
Monthly HOA Amount 55
Water View Y/N true
Flood Zone Code AE
In Law Suite YN false
DockY/N true

Interior Features

Interior Amenities Ceiling Fan(s),Stone Counters,Thermostat,Vaulted Ceiling(s)
Flooring Luxury Vinyl,Tile
Furnished Y/N Unfurnished
Fireplace Features Living Room
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Laundry Features Inside,Laundry Room
Total Bedrooms 4
LivingAreaSource Public Records
Total Baths 3

Exterior Features

Exterior Amenities French Doors,Private Yard
Water Source Canal/Lake For Irrigation,Public
Lot Size Area 18054
Foundation Details Slab
Building Area Total 2952
Lot Dimensions 115 x 153
Lot Size Acres 0.41
Road Surface Type Asphalt,Concrete
Private Pool false
Waterfront Y/N true
Covered Spaces 2

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cape Coral, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

5/6/2026 Listed $537,000
6/22/2026 2% - $527,000
7/13/2026 5% - $500,000
8/6/2026 2% - $487,500
8/25/2026 2% - $479,500

Property vs Zip Code Average in 32725

Price
AVG $330K
$480K
Taxes
AVG $3,689
$3,795
Year Built
AVG 1991
1981

1540 Stone Trail DELTONA, FL is a Single Family Home for sale at $479500 with 2062 sqft and a lot size of 0.41 Acres Acre(s). 1540 Stone Trail DELTONA has 4 bedrooms, 3 baths and was built in 1981. The property's zip code is 32725 which is in DELTONA, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.