Jennifer Craycroft

12781 Sw 86th Circle

OCALA, FL
$ 289,900 Beds 4 Baths 2.5 Sq 1,679 Virtual Tour
Monthly Estimate* How much can I afford?

Brand-new corner-lot home in Ocala offering the perfect combination of modern design, convenience, and an unbeatable location! This 4-bedroom, 2.5-bathroom home features a spacious open-concept layout ideal for entertaining. The primary suite offers a spa-inspired bathroom with a freestanding soaking tub, a sleek glass-enclosed shower, and elegant finishes. The stylish kitchen comes fully equipped with stainless-steel appliances, including a refrigerator, range, microwave, dishwasher, and garbage disposal. Additional highlights include a SMART KEY entry system for added security and convenience. Located just 7 minutes from State Road 200, providing quick access to hospitals, shopping centers, restaurants, grocery stores, pharmacies, and everyday conveniences, plus only 6 minutes from Walmart Supercenter. One or more photos have been virtually staged. FHA, VA, USDA, Conventional, and Cash financing are welcome. Schedule your private showing today!

Active

  • Price
  • $ 289,900
  • City
  • OCALA
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • Marion
  • Half Bathrooms
  • 1
  • Area
  • Ocala
  • Lot Size
  • 0.28 Acres
  • Zip
  • 34481
  • Sqr Footage
  • 1,679
  • Year Built
  • 2025
  • Taxes
  • $ 676
  • Style
  • Single Family Residence
  • MLS#
  • O6291147
Listed By: EXP REALTY LLC with 888-883-8509. - 888-883-8509
Data Source: Stellar MLS

Features

General

Sewer Septic Tank
Heating Central
Cooling Central Air
Utilities Electricity Connected,Water Connected
Roof Shingle
Appliances Range,Refrigerator
Zoning R1
Garage Spaces 2
Construction Materials Block,Stucco
Year Built 2025
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
County Marion
New Construction true
Property Type Residential
Attached Garage false
Subdivision Name MARION OAKS UN TWELVE
Facing Direction Southwest
Garage Y/N true
Total Rooms 3
Full Baths 2
Status Active
Directions To get from HCA Florida West Marion Hospital (4600 SW 46th Ct, Ocala, FL 34474) to 12781 SW 86th Cir, Ocala, FL 34481, start by heading west on SW 46th Ct toward SW 48th Ave, then turn right onto SW 48th Ave and continue for about a mile. Next, turn left onto SW 95th St Rd and drive for approximately 2 miles before making a right onto SW 49th Ave. Follow this road for around 3 miles, then turn left onto SW 86th Cir, where your destination will be on the right. For real-time navigation and traffic updates, consider using GPS or a mapping service like Maps.
City OCALA
Senior Community Y/N false
MLS Area 34481 - Ocala
Lot Size Units Square Feet
Lot Size Square Feet 12197
Carport Y/N false
Listing Terms Cash,Conventional,FHA,VA Loan
Land Lease Y/N false
Tax Annual Amount 676.31
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/O6291147
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 5
Legal Description SEC 01 TWP 17 RGE 20 PLAT BOOK O PAGE 225 MARION OAKS UNIT 12 BLK 1481 LOT 5
Minimum Lease No Minimum
Water Access Y/N false
Water View Y/N false
Flood Zone Code x
In Law Suite YN false
Flood Zone Code X Yes

Interior Features

Interior Amenities Walk-In Closet(s)
Flooring Vinyl
Common Walls Corner Unit
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 1
Laundry Features Laundry Room
Total Bedrooms 4
LivingAreaSource Appraiser
Total Baths 3

Exterior Features

Exterior Amenities Lighting
Water Source Well
Lot Size Area 12197
Foundation Details Slab
Spa false
Building Area Total 12196
Lot Dimensions 90 x 134
Lot Size Acres 0.28
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 2

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cape Coral, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

12/19/2025 Listed $299,999
1/29/2026 2% - $294,999
6/30/2026 2% - $289,900

Property vs Zip Code Average in 34481

Price
AVG $370K
$290K
Taxes
AVG $2,821
$676
Year Built
AVG 2014
2025

In The Neighborhood

Areas That We Cover

12781 Sw 86th Circle OCALA, FL is a Single Family Home for sale at $289900 with 1679 sqft and a lot size of 0.28 Acres Acre(s). 12781 Sw 86th Circle OCALA has 4 bedrooms, 2 baths and was built in 2025. The property's zip code is 34481 which is in OCALA, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Jennifer Craycroft

Jennifer Craycroft

Office Manager

909-836-4806

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