4278 Pine Island Road Nw

Matlacha, FL
$ 399,900 Beds 2 Baths 1 Sq 587 Virtual Tour
Monthly Estimate* How much can I afford?

MATLACHA CHARM ALERT! Sitting on the Dock of the Bay — the Best Seat in the House! Welcome to your slice of paradise! This fully remodeled and beautifully updated coastal cottage offers never-ending views of the water and breathtaking sunsets — right from your own backyard. Whether you’re dreaming of a laid-back island lifestyle or looking for a fantastic vacation rental (VRBO) opportunity, this home is pure perfection. Two cozy bedrooms, one stylish bath, and an unbeatable location for anyone whose heart belongs to the water — boating, fishing, or simply soaking in the coastal beauty. Rebuilt after Hurricane Milton, this gem features all-new everything — including a brand-new dock and boat lift! Cast your line right from your dock and enjoy endless panoramic views where dolphins, manatees, and sea life make regular appearances. This is more than a home — it’s an experience. A magical waterfront retreat that radiates light, charm, and carefree island vibes. Join the friendly fishing and boating community of Matlacha and start living your best life on the bay! Assumable and affordabel flood insurance!

Active

  • Price
  • $ 399,900
  • City
  • Matlacha
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • Lee
  • Half Bathrooms
  • 0
  • Area
  • PI03 - Matlacha
  • Lot Size
  • 0.061 Acres
  • Zip
  • 33993
  • Sqr Footage
  • 587
  • Year Built
  • 1940
  • Taxes
  • $ 1141
  • Style
  • Ranch, One Story
  • MLS#
  • 2026032067
Listed By: Re/Max Sunshine
Data Source: Florida Gulf Coast MLS (SWFLMLS)

Features

General

Sewer Public Sewer
Heating Wall Furnace
Cooling Ceiling Fan(s),Wall Unit(s)
Utilities Cable Available,High Speed Internet Available
Possession Close Of Escrow
Roof Metal
Appliances Cooktop,Refrigerator
Association Fee Includes None
Patio/Porch Features Deck,Patio
Architectural Style Ranch,One Story
Construction Materials Other,Vinyl Siding,Wood Siding
Pets Allowed Yes
Year Built 1940
View Bay,Gulf,Water
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2024
Ownership Single Family
Waterfront Features Basin,Bayfront,Seawall
Community Features Boat Facilities
County Lee
Property Type Residential
Association Amenities None
HOA false
Subdivision Name MATLACHA
Facing Direction South
Garage Y/N false
Full Baths 1
Status Active
Directions Burnt Store Road and Pine Island Rd NW - Head West to the islands on Pine Island Rd, property is the single story on the right before the Matlacha Bridge
City Matlacha
Senior Community Y/N false
Zoning Description C-1
MLS Area PI03 - Matlacha
Lot Size Units Acres
Carport Y/N false
Tax Annual Amount 1141.12
Property Condition Resale
Standard Status Active
Tax Lot 5
Property Sub Type Additional Single Family Residence
PostalCity Matlacha
Legal Description PINE ISLAND FILL SUBD BLK 1 PB 8 PG 86 W 26.5 FT OF LOT 5

Interior Features

Interior Amenities Bedroom on Main Level,Cathedral Ceiling(s),Eat-in Kitchen,Shower Only,Separate Shower
Flooring Other
Furnished Y/N Negotiable
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Impact Glass
Laundry Features Washer Hookup,Dryer Hookup
Total Bedrooms 2
Entry Level 1
Room Type Other,Great Room
LivingAreaSource Appraiser
Total Baths 1

Exterior Features

Gulf Access true
Gulf Access Type No Bridge(s),Water Direct
Exterior Amenities Deck,Fence,Security/High Impact Doors,Patio
Parking Features RV Access/Parking
Lot Features Other
Water Source Public
Lot Size Area 0.061
Spa false
Building Area Total 816
Lot Dimensions 26 x 100 x 26 x 100
Lot Size Acres 0.061
Road Surface Type Paved
Private Pool false
Lot Size Source Appraiser
Waterfront Y/N true
Road Responsibility Public Maintained Road
LotDimensionsSource Appraiser

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cape Coral, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/4/2026 Listed $399,900

Property vs Zip Code Average in 33993

Price
AVG $490K
$400K
Taxes
AVG $4,075
$1,141
Year Built
AVG 2018
1940

4278 Pine Island Road Nw Matlacha, FL is a Single Family Home for sale at $399900 with 587 sqft and a lot size of 0.061 Acres Acre(s). 4278 Pine Island Road Nw Matlacha has 2 bedrooms, 1 baths and was built in 1940. The property's zip code is 33993 which is in Matlacha, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.